Free guides, written in plain English
Pick the guide that fits what you are planning. Each one is five pages, downloads instantly and was written by Brad Robbins and Buddy Michna.
Top Notch Build™ Borrower Guide
The plain-English guide to building a new home in Central Texas with one loan, one approval and one closing. Land, construction and your permanent mortgage, all wrapped together.
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Top Notch Down Payment Assistance Guide
The plain-English guide to down payment assistance that works with FHA, USDA and HUD 184 home loans. You don't have to be a first-time buyer.
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Top Notch Open Range™ Guide
For the self-employed, real estate investors and homeowners who want cash without giving up a low rate. Qualify on how you actually earn, not on a bank's checklist.
Get the free guide →Program guidelines as of October 2026 and subject to change without notice. All loans subject to credit approval, underwriting, appraisal and property eligibility. Not all applicants will qualify. This is not a commitment to lend.