FHA & VA Loans Made Simple
Government-backed loans with flexible credit guidelines and low or no down payment options for eligible buyers and veterans.
FHA loans
FHA loans are a popular choice for first-time buyers and anyone rebuilding credit. Guidelines are more flexible on credit history and debt-to-income, and down payment requirements are low.
- Flexible credit guidelines
- Gift funds allowed for down payment
- FHA 203(k): buy a home that needs work and roll the repairs into one loan
VA loans
If you served, you earned this. VA loans are one of the strongest loan programs available.
- No down payment for eligible veterans and service members
- No monthly mortgage insurance
- We can help you pull your Certificate of Eligibility
Questions
What credit score do I need for FHA?
It depends on the full picture, not just the score. We will look at your situation and tell you honestly where you stand and what to fix if anything.
Can I use my VA benefit more than once?
Yes, in many cases your VA entitlement can be restored or used again. We can review your Certificate of Eligibility with you.
Other loan options
Your game plan is one step away.
Tell us what you want to accomplish and Brad or Buddy will personally review your options and get back to you within the hour. No credit pull. No obligation.
Call or text either of us directly:
Brad 512-269-5278 · Buddy 512-595-6220
Ready to apply? Start your application