Loan options

Find the right loan

Every loan below is available through Top Notch Mortgage. Not sure where to start? Fill out the form and we will point you to the best fit.

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Get your free mortgage game plan

Know your numbers before you make your move. See your estimated payment, down payment options, cash needed to close, and loan programs that may fit you.

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Where should we send your options?

Brad or Buddy will personally review your scenario and help you understand your best available mortgage options.

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Prefer to talk now?
Call Brad at 512-269-5278 or Buddy at 512-595-6220

USDA LoansRural and small-town homes with little or nothing down for eligible buyers.Top Notch Build™ ConstructionFinance the land, the build, or both. Up to 85% financing and one closing for lot + construction.FHA & VA LoansFlexible credit and low down payment options, plus VA benefits for veterans.Conventional & JumboThe go-to loan for most buyers, with options for higher-priced homes.RefinanceLower your payment, shorten your term or drop mortgage insurance.DSCR Investor LoansQualify on the rent & your FICO, not your tax returns. 1-4 unit rentals, LLCs welcome.Cash-Out & Home EquityTurn equity into cash with a cash-out refi or a fixed-rate second that keeps your low first rate.Bank Statement LoansSelf-employed? Qualify with 12 or 24 months of bank statements instead of tax returns.Down Payment HelpTexas programs that can help cover your down payment and closing costs.

Free · No credit pull · Local team

Your game plan is one step away.

Tell us what you want to accomplish and Brad or Buddy will personally review your options and get back to you within the hour. No credit pull. No obligation.

Get My Mortgage Game Plan → Call Brad 512-269-5278

Call or text either of us directly:
Brad 512-269-5278 · Buddy 512-595-6220

Ready to apply? Start your application