Brad: 512-269-5278  ·  Buddy: 512-595-6220
Company NMLS #264320
Our team

Local lenders who know Taylor & Central Texas

Top Notch Mortgage is run by two business partners and branch managers, Brad Robbins and Buddy Michna. They don't believe in one-size-fits-all lending. They listen first, explain every option in plain English, and recommend the loan that fits your goals.

1

We listen

Your goals, your budget, your timeline. Before we talk loans, we learn what you are trying to accomplish.

2

We explain

We walk you through every option that fits, side by side, in plain English, including what each one really costs.

3

We prescribe

Then we recommend the loan that fits you, not the other way around, and guide you all the way to closing.

Brad Robbins, Branch Manager at Top Notch Mortgage

Brad Robbins

Branch Manager · NMLS #1798987

Brad is a teacher at heart. He walks every client through how the loan process works, what each option really costs and the trade-offs between them, so you can make a confident decision instead of a rushed one. Whether you are buying your first home, refinancing, pulling cash out or growing a rental portfolio, he lays out the choices in plain English and helps you pick the one that fits your goals.

  • Conventional, FHA, USDA & VA
  • Refinance & cash-out
  • DSCR for investors
Buddy Michna, Branch Manager at Top Notch Mortgage

Buddy Michna

Branch Manager · NMLS #2034234

Buddy believes the right loan starts with the right questions. He takes the time to understand your income, your timeline and your long-term plans before recommending anything, then puts your options side by side so the best path is clear. Known for his attention to detail, he keeps the process organized and stress-free from application to closing.

  • Conventional, FHA, USDA & VA
  • Refinance & cash-out
  • DSCR for investors
Client reviews

What our clients say

Real words from real borrowers. Worked with us? We would love to hear from you too.

★★★★★
“Brad Robbins did an amazing job of getting me a loan for my new home. Not only did he do a Top Notch Job, he went above and beyond… I could have qualified for many of his loan programs, but he specifically chose the loan that was right for me and my financial situation! Thank you Brad for making the American dream come true of owning a home!”
Jake R.Purchase + down payment assistanceFacebook recommendation
★★★★★
“Brad went the extra mile to help us with our home purchase. He was professional yet personable. I didn't feel like I was just a number but a client. I would definitely recommend Brad for anyone looking for exceptional service!”
Nick L.Home purchaseFacebook recommendation
★★★★★
“Great service before, during and AFTER the sale… Brad and his team are awesome to do business with!”
Billy A.ClientFacebook recommendation

★ Leave us a Google review

Top Notch Mortgage at a glance

Company
Top Notch Mortgage, powered by Barton Creek Lending Group, LLC · NMLS #264320
Branch managers
Brad Robbins (NMLS #1798987) and Buddy Michna (NMLS #2034234)
Offices
Austin: 1250 Capital of Texas Hwy S, Bldg 3, Suite 400, Austin, TX 78746
Taylor: 117 West 4th Street, Taylor, TX 76574
Phone
Brad 512-269-5278 · Buddy 512-595-6220 (call or text)
Service area
Austin metro and Central Texas: Travis, Williamson, Hays, Bastrop and Milam counties, and statewide in Texas
Loan programs
Conventional, jumbo, FHA, VA, USDA, DSCR, bank statement, cash-out refinance, second mortgages, refinance, down payment assistance and Top Notch Build™ construction and lot loans
Approach
Listen, explain every option in plain English, then prescribe the loan that fits. Free credit guidance for borrowers who aren't ready yet.

Verify our license on NMLS Consumer Access →

Why Top Notch Mortgage

Brad and Buddy built Top Notch Mortgage, powered by Barton Creek Lending, so local families could get straight answers and a smooth closing from people they know. You get a cell number, and they pick up.

  • We listen first and recommend second
  • Every option explained side by side, in plain English
  • A full range of loans: conventional, FHA, USDA, VA, refinance, cash-out, DSCR, bank statement and construction
  • Fast, honest answers from local lenders who pick up the phone
Free · No credit pull · Local team

Your game plan is one step away.

Tell us what you want to accomplish and Brad or Buddy will personally review your options and get back to you within the hour. No credit pull. No obligation.

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