USDA Home Loans for Small-Town Central Texas
Much of Milam County and the rural edges of eastern Williamson County may qualify for USDA financing. We will check the address and your income limits before you fall in love with a house.
Why USDA works out here
USDA Rural Development loans are built for exactly the kind of places we live: Thorndale, Rockdale, Cameron, Granger and the country roads in between. Eligible buyers can finance with little or no down payment, and mortgage insurance is typically lower than FHA.
- Home must be in a USDA-eligible area (many towns under about 35,000 people qualify)
- Household income must fall under the county limit
- Home must be your primary residence
- Works for existing homes and, in some cases, new construction
Check a property in 30 seconds: use the USDA eligibility map, or just text Brad at 512-269-5278 or Buddy at 512-595-6220 and we will check it for you.
How it works with us
- Quick call to confirm the area and household income limit
- Pre-approval so your offer is taken seriously
- USDA and lender underwriting run together, so plan on a little extra time
- Close and get your keys
Questions
Is Taylor USDA eligible?
Parts of the area around Taylor may be eligible while some areas inside city limits may not. Eligibility is set by address, so the fastest answer is to check the USDA map or send us the address.
What are the USDA income limits?
Limits are set by county and household size and are updated by USDA. We will run your numbers against the current limit for the county you are buying in.
Can I use USDA to build a home?
Some USDA options can work with new construction. It depends on the builder, the lot and the program, so talk to us before you sign a build contract.
Other loan options
Your game plan is one step away.
Tell us what you want to accomplish and Brad or Buddy will personally review your options and get back to you within the hour. No credit pull. No obligation.
Call or text either of us directly:
Brad 512-269-5278 · Buddy 512-595-6220
Ready to apply? Start your application