Liberty Hill Mortgage Lender

Financing in Liberty Hill

Quick answer: Liberty Hill has some of the best acreage and custom-home sites near Austin, plus fast-growing new neighborhoods. Top Notch Mortgage offers one-time close construction loans, land loans, cash-out options for long-time owners and DSCR loans for rentals.

What to know before you buy, build or borrow

• Build it your way. Top Notch Build combines the lot, the construction and the permanent mortgage into one loan with one closing, so you can build a custom home or a purpose-built rental.
• Land first, build later. If you are not ready to build, a lot loan can secure the land now. See how to finance land in Central Texas.
• Long-time owners have equity. Rapid growth has left many Liberty Hill owners with strong equity that can fund improvements, a barndominium or a rental through a second mortgage or cash-out refinance.
• Rentals and investors. Single-family rentals in newer subdivisions can qualify with a DSCR loan. Check the HOA before planning a short-term rental.

Loans we make in Liberty Hill

• DSCR loans for short-term and long-term rentals
• Cash-out refinance and fixed-rate second mortgages
• Top Notch Build™ custom home and lot loans
• Conventional, jumbo and second-home loans
• FHA and VA loans

Questions

Explore loan options

• USDA Loans
• Top Notch Build™ Construction
• FHA & VA Loans
• Conventional & Jumbo
• Refinance
• DSCR Investor Loans
• Cash-Out & Home Equity
• Bank Statement Loans
• Down Payment Help